Many Housing Association tenants and owner occupiers believe that Housing Associations automatically insure their furniture, belongings and decoration against fire, theft, vandalism or water damage such as burst pipes.

THIS IS NOT THE CASE - Your personal possessions are your responsibility.

The Scottish Federation of Housing Associations (SFHA) operates a scheme that gives tenants the opportunity to buy insurance, and pay the premium on a monthly basis. There are also many insurance companies in competition with each other to provide Home Contents insurance so you should shop around for the best deal for you.

If you are interested in learning more about the scheme operated by SFHA please contact them direct at: The Scottish Federation of Housing Associations, 38 York Place, Edinburgh EH1 3HU, call them on 0131 556 5777 or click to view their website.